everything TINY
Currently thinking about going TINY? or Already decided to go Tiny?
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No matter where you are in your TINY home stage, we are here to help ensure those dreams and hard work remain protected! We offer coverages for all stages of your tiny cottage home. Whether you are building it from scratch (Builder's Risk) or driving it off the lot, one thing is for sure...
We know how to insure them!
Coverages Available:
Dwelling & Theft
This coverage covers the outer shell of the home as well as any built-in appliances. Coverage can range anywhere from $25,000 up to $250,000 for those extra luxurious TINY homes. The majority of the time, it will be insured for the purchased price plus any additions or renovations done afterwards, i.e. Solar Panels, Roof-Top Railings, etc...
Never worry about your home being stolen, we not only cover stolen contents/belongings, but the structure too!
Other Structures
Other structures is anything that is not directly attached to the primary dwelling but tends to be permanent structure, this can be anything such as:
Barns, Tool Sheds, Fences, Decks, Detached Garages, Out-Buildings, Outside Showers or Outside Kitchens, Out-Houses, Stalls, Mailbox, Gazebos, etc...
Contents / Personal Property
We also cover anything that is not permanently attached to your home, this would include things like:
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65" Flat Screen TV's & VCRs (Any Size/Dimensions TVs)
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Furniture (Couches, Tables, Chairs, Mattresses, etc...)
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Appliances (Fridge, Washer/Dryer, George Foreman Grill)
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Pots & Pans, Forks, Spoons, Knives & Corn Cobb Holders
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Clothing including Socks
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Décor, Trifles & Trinket Boxes
Additional Coverages
Trip Endorsement: Covers your TINY house while on the road!
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Liability: Guests get injured falling off the roof deck or slips down some stairs. Protects Lawsuits. Coverage can be from $50K to $1M.
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3 Deductible Options: $500, $1,000 or $2,500
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Personal Articles/Floaters: Covers valuables such as: Cameras & Equipment, Computers, Jewelry, Bicycles, Tools, etc...
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Replacement Cost on Contents & up to $3K in theft coverage!
Other Uses
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Primary Residence
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Secondary Residence
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Short Term Rental
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Long Term Rental
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Air B&B (Bed & Breakfast)
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Vacation Home
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Tiny Village / Resort